Simple, Transparent, and Predictable Pricing

Buy minutes and use them for providing audio, video, and text consultations to your customers. No revenue cuts, and no limits based on your team size. Your minutes never expire, and your costs stay predictable.

Start For Free Contact Sales

Pay As You Go Packages

Choose a package that fits your business, whether you’re a solo entrepreneur or managing a business with hundreds of consultants. Buy minutes from us at a minimal cost and use them to offer your services to your clients at any rates you choose. The more you buy, the lower your cost per minute.

Minutes in a Package

500

1 000

10 000

20 000

50 000

100 000

250 000

1 000 000

Package Price

$100

$180

$1 700

$3 200

$7 500

$14 000

$30 000

$100 000

Minute Cost

$0.20

$0.18

$0.17

$0.16

$0.15

$0.14

$0.12

$0.10

You Save(%)

10%

15%

20%

25%

30%

40%

50%

Stripe and PayPal apply standard fees (about 3%) to your clients’ payments. Paypertok takes no cut.

Practical Business Example

Let’s say your business has

8 consultants working 5 hours per day, 20 days a month

That’s 48,000 billable minutes

As the business owner, you set the rates your clients pay for your consultants’ services—for example, $3.00 /min

As a result, your business would generate $144,000 in revenue that month

While your Paypertok usage cost would be around $7,200

Subscriptions

Ideal for businesses with a steady client flow and consistent service demand. Designed for those who prefer predictable costs and hands-free monthly management.

Why It Works For Businesses

Keep What You Earn

Paypertok doesn’t take a percentage of the revenue — your earnings are yours to set and yours to keep.

We Don’t Handle Your Money

Your clients’ payments go directly to your Stripe or PayPal account. We never touch your earnings. Need funds in your bank? Set up automatic transfers anytime.

Flexible Payment Options

Choose the model that fits your business best: buy minutes as needed with pay-as-you-go packages or opt for predictable subscription plans (coming soon)

White Label or Custom Tailored Solution

On top of standard Paypertok functionality for your business, we offer a wide spectrum of integration options into your infrastructure, business model, custom software, and much more.

White Label Deployment

Offer Paypertok’s full functionality under your own brand. We remove our name and visual identity, replacing it with yours — so your clients see a platform that feels fully native to your business.

Deep Integration

We embed the full power of Paypertok into your existing business, providing seamless scheduling, calling, and client engagement directly into your product or website.

Custom-Branded Experience

We adapt the interface, branding, and client experience to match your business — perfect for support hubs, members-only portals, and branded client areas.

Built-For-You Solutions

From client portals to entire custom platforms, we can develop powerful, scalable tools tailored specifically for your business using Paypertok SDK and API.

Built Around Your Business

Take Paypertok further with custom-built solutions tailored to your exact business model. From deep integrations to fully branded platforms — we’re here to make it yours.

PLEASE READ THIS TERMS OF SERVICE AGREEMENT CAREFULLY, AS IT CONTAINS IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS AND REMEDIES.

Version: v.1.04.
Released Date: March 07, 2024

1. OVERVIEW

This Terms of Use Agreement (“Terms”, “Agreement”) is entered into by and between SEVEN COLLAB LLC, with a principal place of business at 347 Fifth Ave, Suite 1402-191, New York, NY 10016, USA (“Company”) and you, and is made effective as of the date of your first use of this website https://paypertok.com (“Website”), any of Paypertok applications (“Apps”): dashboard.paypertok.com, my.paypertok.com, app.paypertok.com or Paypertok widget (“Widget”) or the date of electronic acceptance.

This Agreement sets forth the general terms and conditions of your use of the Paypertok Platform (“Platform”) which includes the Website, Widget and/or Apps as well as the products and/or services purchased, used or accessed through this Platform (the “Platform Services”).

The Platform and the Platform Services represent an online platform through which the Service Providers can offer their services through online video and/or audio call (meeting, session) or text correspondence (“Correspondence”) and the Consumers can consume them and pay them directly, through the online interaction.

Whether you are simply browsing or using the Platform or use the Platform services, your use of the Platform and your electronic acceptance of this Agreement signifies that you have read, understand, acknowledge and agree to be bound by this Agreement and our Privacy policy.

The terms “we”, “us” or “our” shall refer to the Company.

The terms “you”, “your”, “User” shall refer to any individual or entity who accepts this Agreement, use our Platform, has access or uses the Services. Nothing in this Agreement shall be deemed to confer any third-party rights or benefits.

Company may, in its sole and absolute discretion, change or modify this Agreement, and any policies or agreements which are incorporated herein, at any time, and such changes or modifications shall be effective immediately upon posting to the Platform. Your use of this Platform or the Platform Services after such changes or modifications have been made shall constitute your acceptance of this Agreement as last revised.

IF YOU DO NOT AGREE TO BE BOUND BY THIS AGREEMENT AS LAST REVISED, DO NOT USE (OR CONTINUE TO USE) THIS PLATFORM OR THE PLATFORM SERVICES.

2. ELIGIBILITY

The Platform and the Platform services are available only to Users who can form legally binding contracts under applicable law. By using the Platform or the Platform services, you represent and warrant that you are (i) at least eighteen (18) years of age, (ii) otherwise recognized as being able to form legally binding contracts under applicable law, and (iii) are not a person barred from purchasing or receiving the Platform services found under the laws of any applicable jurisdiction.

If you are entering into this Agreement on behalf of a company or any corporate entity, you represent and warrant that you have the legal authority to bind such corporate entity to the terms and conditions contained in this Agreement, in which case the terms “you”, “your”, “User” shall refer to such corporate entity. If, after your electronic acceptance of this Agreement, the Company finds that you do not have the legal authority to bind such corporate entity, you will be personally responsible for the obligations contained in this Agreement.

If you choose to provide services using the Platform, you acknowledge and agree that your relation with the Company is limited to the fact that you are a User and not a third party professional, independent contractor and not an employee, agent, partner, associate of the Company, which acts exclusively in its name and for its benefit and not in the name and benefit of the Company.

3. GLOSSARY

Platform – an online platform that connects/facilitates the interaction between Service Providers / Counsellors, who can legally perform an activity online, with Consumers, who seek or need the services provided by Service Providers / Counsellors (hereinafter referred to as “Counsellor Service”), services that can be accessed through the Platform.

Platform Services – means the products and/or services, offered by the Company, purchased, received or accessed by Users through the Platform;

User – means any person or entity that started to Use the Platform, including, but not limited to Service Providers, Counsellors, and Consumers.

Service Provider – means a registered User, an entity or individual, who offers services for a fee in the form of video or audio call (meeting, session) and/or text correspondence through the Platform. The Service provider can be a Counsellor by itself or can have more than one Counsellor under its authority.

Counsellor – means a registered User, created and authorized by the Service Provider as a Service Provider’s representative, who provides Services directly to Consumers on behalf of the Service Provider.

Services – means any activity and/or service (“Meeting”, “Session”, “Correspondence”) that can be provided legally and legitimately in the online environment of the Platform by a Service Provider, through direct audio and/or video interaction or text correspondence with a Consumer, offered by a Service Provider for the consumption and/ or purchase by a Consumer.

Consumer – a User who makes an audio or video call (meeting, session) or text correspondence with a Counsellor through the Platform to receive the Services for a fee offered by the Service Provider.

Payment Gateway– Stripe financial platform (https://stripe.com) used to process payments within the Platform.

User Content – means the entire content that the User writes, uploads, displays, publishes, transmits or includes in their User profile on the Platform, in the written/audio/video messages and/or text correspondence.

Company’s Content – all content that the Company makes available through the Platform or is related to promotional and/or advertising campaigns or with official social media channels, including content licensed by any third party.

URL Link – means a unique link (Service Provider’s URL Link and/or Counsellor’s personal link) assigned to the Service Provider’s and Counsellor’s account while creating an account, which can be used for inviting Consumers to receive Services through the Platform.

Widget – means an element of interaction in a graphical user interface, provided by the Platform, that enables a Service Provider to perform Services to Consumers directly from the Service Provider’s website.

4. PROHIBITED ACTIVITIES

By using the Platform, You acknowledge and agree that:

Your use of the Platform, including any content you submit, will comply with this Agreement and all applicable local, state, national and international laws, rules and regulations.

You will not use the Platform in a manner that:

Is illegal, or promotes or encourages illegal activity;
Promotes, encourages or engages in pornography, child pornography or the exploitation of children;
Promotes, encourages or engages in terrorism, violence against people, animals, or property;
Promotes, encourages or engages in any spam or other unsolicited bulk email, or computer or network hacking or cracking;
Infringes on the intellectual property rights of another User or any other person or entity;
Violates the privacy or publicity rights of another User or any other person or entity, or breaches any duty of confidentiality that you owe to another User or any other person or entity;
Interferes with the operation of the Platform;
Contains or installs any viruses, worms, bugs, Trojan horses, Cryptocurrency Miners or other code, files or programs designed to, or capable of, using many resources, disrupting, damaging, or limiting the functionality of any software or hardware.

You will not:

copy or distribute in any medium any part of the Platform, except where expressly authorized by the Company,
copy or duplicate these Terms;
modify or alter any part of the Platform or any of its related technologies,
access Companies Content or User Content through any technology or means other than through this Platform itself

As a user of the Platform services, you agree not to:

Systematically retrieve data or other content from the Platform services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
Trick, defraud, or mislead us and/or other users, especially in any attempt to learn sensitive account
information such as user passwords.
Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Platform services and/or the Content contained therein.
Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Platform services. Use any information obtained from the Platform Services to harass, abuse, or harm another person.
Make improper use of our support services or submit false reports of abuse or misconduct.
Use the Services in a manner inconsistent with any applicable laws or regulations.
Engage in unauthorized framing of or linking to the Platform Services.
Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Platform Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Platform Services.
Engage in any automated use of the system, such as using scripts to send comments or messages, or using
any data mining, robots, or similar data gathering and extraction tools.
Delete the copyright or other proprietary rights notice from any Content. Attempt to impersonate another user or person or use the username of another user.
Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).
Interfere with, disrupt, or create an undue burden on the Platform Services or the networks or services connected to the Platform Services.
Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Platform Services to you.
Attempt to bypass any measures of the Platform Services designed to prevent or restrict access to the Platform Services, or any portion of the Platform Services.
Copy or adapt the Platform Services’ software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Platform Services.
Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Platform Services, or use or launch any unauthorized script or other software.
Use a buying agent or purchasing agent to make purchases on the Platform Services. Make any unauthorized use of the Platform Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited emails, or creating user accounts by automated means or under false pretences.
Use the Platform Services as part of any effort to compete with us or otherwise use the Platform Services and/or the Content for any revenue-generating endeavour or commercial enterprise.

The Platform in any way may not be used for providing the Services related to:

Adult services including prostitution, escorts, pay-per view, sexual massages, and adult live chat features;
Adult pictures, videos, games that include pornographic or mature audience content;
Any other services that are in violation of law in the jurisdictions where your business is located or targeted to;
Illegal drugs, substances designed to mimic illegal drugs, and equipment designed for making or using drugs;
Any business or organization that (a) engages in, encourages, promotes or celebrates unlawful violence or physical harm to persons or property, or (b) engages in, encourages, promotes or celebrates unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic.

5. INTELLECTUAL PROPERTY

In addition to the general rules above, the provisions in this Section apply specifically to your use of the Company’s Content posted to the Platform. Company’s Content on the Platform, including without limitation the text, software, scripts, source code, API, graphics, photos, sounds, music, videos and interactive features and the trademarks, service marks and logos contained therein (“Company’s Content”), are owned by or licensed to the Company in perpetuity and are subject to copyright, trademark, and/or patent protection.
Company’s Content is provided to you “as is”, “as available” and “with all faults” for your information and personal, non-commercial use only and may not be downloaded, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any purposes whatsoever without the express prior written consent of Company. No right or license under any copyright, trademark, patent, or other proprietary right or license is granted by this Agreement.

6. SERVICES MANAGEMENT

We reserve the right, but not the obligation, to (1) monitor the Services for violations of these Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Platform and/or the Services or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems, and (5) otherwise manage the Platform Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Platform.

We reserve the right to change, modify, or remove the Company’s and/or User Content at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Platform Services. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Platform Services.
We cannot guarantee the Platform Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Platform Services, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Platform Services at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Platform Services during any downtime or discontinuance of the Platform Services. Nothing in these Terms will be construed to obligate us to maintain and support the Platform Services or to supply any corrections, updates, or releases in connection therewith.

The Platform and the Platform Services represent an online platform through which the Service Provider can offer the Services through online video/audio call (meeting, session), text correspondence and Consumers can consume and pay them directly, through the online interaction. You therefore acknowledge and agree that the Company: (i) is not part of the agreement concluded directly between the Service Provider/Counsellor and Consumer; (ii) has no control over the Services that the Service Provider carries out directly to Consumers; (iii) does not perform services on behalf of the Service Providers and/or Counsellors, (iv) has no control over the behavior and any User content, or content of other users in their use of the Platform. Thus, the Company does not assume any liability in this regard, up to the maximum limit provided by law.

The Platform may carry out technical monitoring of the provision of Services, collect technical information to improve the operation of the Platform and Platform Services, as well as the monitoring of Services and/or User Content to check the compliance of Services and/or User Content with these Terms and their possible breach.

7. USER ACCOUNTS

Within the Platform you can have the following types of accounts: (i) Service Provider; (ii) Counsellor; (iii) Consumer. Based on the role of the Consumer, you can interact with the Service Providers and Counsellors listed on the Platform.
To use the Platform, a User account is required. It is forbidden to create duplicate accounts. If you accidentally created a duplicate account, you must immediately notify us and specify which account to keep valid. All other duplicated accounts will be deleted by the Company.
If you wish to buy and consume Services you may create an account of the Consumer or choose to do so without registration with limited access to the Platform Services as may be defined herein. Your User Account and Profile will be created based on the personal information that you have decided to fill in and
make available to us.
You agree that the information provided during the registration and account creation process will be accurate, up-todate and complete.
You also agree to update this information whenever it is necessary so that it remains accurate, up -to-date and complete. The Company reserves the right to suspend or even close your User Account and thus to limit/ stop the access to the Platform if any information provided during, or even after, the registration process proves to be inaccurate, incomplete, out of date or in contradiction with these Terms.
As for the password associated with your User account, you are solely responsible for keeping it secure. You hereby agree not to disclose this password to any third party, and you shall have full responsibility for all actions taken within the Platform, whether or not you have authorized such activities. Your password is hashed and may not be seen by us or anyone else for any reason.
If you have any suspicion or suspected fraudulent use of your account, you are responsible for urgently notifying the Company.
Use of the Platform requires a computer, tablet, smartphone or any other device that has a microphone and/or camera available. It is the User’s sole responsibility to fulfill all technical requirements, as may be required from time to time, to be able to use the Platform and the Platform Services, including, but not limited to, sufficient internet bandwidth and web browser, as well as camera and microphone devices to provide and/or obtain live services. We are not liable for the quality of Services, as well as the impossibility of providing or receiving them due to incompatibility or malfunction of equipment, web-browsers, software, drivers, insufficient speed of the Internet connection, Wi-Fi coverage, and/or any other troubles arising while your usage of the Platform due to technical or any other issues with your hardware and/or software.
The User is fully responsible for any telephone charges and/or internet service fees that may arise from the User’s use of the Platform and/or the Platform Services.

The Company and/or the Platform may at any time with or without a reason and/or explanation block and/or unblock the User (User’s account).
The Company and/or the Platform may at any time delete the User (User’s account) in case of any breach of These terms by the User.

8. SERVICE PROVIDER’S AND COUNSELLOR’S ACCOUNTS

To be able to provide Services you must register as a Service Provider. If you will only manage the Services of other Counsellors, it is enough for you to create a Service Provider’s account. If you will manage and provide your Services personally by yourself you must additionally register as a Counsellor. In this case you will have all the possibilities, rights and duties also as a Service Provider.
If you will only provide Services on behalf of the Service Provider it is enough for you to create a Counsellor’s account.
For Consumers acquired through the Platform, the Service Provider agrees to exclusively use the Platform for providing Services. When providing Services, Service Provider/Counsellor agrees to solely use the Platform. Service Provider and/or Counsellor may not use the Platform with the objective of recruiting new consumers for physical or telephone meetings outside of the Platform.
It is forbidden to bypass the Platform (in any online and/or offline form and/or using any third-party software) for providing services, similar to the Services.

For providing Services and dealing with Consumers, the Service Provider may also use their own terms of services (“Own Terms”) in addition to these Terms. In any way such Own Terms cannot contradict to these Terms and in case of any inconsistency of such Own Terms with these Terms these Terms shall always prevail.
The Service Provider is solely responsible for compliance of their Own Terms with all applicable and local laws.

By creating an account of the Services Provider/Counsellor you understand and agree that you are solely responsible for any of the Services listed and for any User Content you choose to display within the Platform.

As a Service Provider you are fully responsible for all the Counsellors connected to your account and services provided by them.

To complete a registration as a Services Provider, fully activate an account and be able to provide Services, the User has to fulfill all the instructions and provide necessary payment information to the third party appointed by the Company as the payment service provider that is defined in a Payments section of these Terms.

The Service Provider will be assigned by the Platform a unique URL link (“Service Provider’s URL Link”) that can be used to invite Consumers and offer them Services.

The Counsellor will be assigned by the Platform a unique URL personal link (“Counsellor’s personal link”) that can be used to invite Consumers and provide them Services.

9. CONSUMER’S ACCOUNT

The Consumer can start to use the Platform by clicking a URL Link, provided by the Service Provider/Counsellor or by using the Widget.
As a Consumer, you agree to pay the Service Provider for Services in accordance with these Terms and due to the conditions offered by the Service provider.
As a Consumer you understand and agree that in case you wish to demand a refund for any Services, you shall contact directly the Service Provider/Counsellor, and the Company is not responsible and is not authorized in any case to be involved in this discussion and/or dispute.

10. PAYMENTS

Payment processing services are provided by the Stripe platform (https://stripe.com) (“Stripe”) and are subject to the Stripe Connected Account Agreement, which includes the Stripe Terms of Service (collectively, the “Stripe Services Agreement”). By agreeing to these Terms or continuing to operate as a Service Provider on the Platform, you agree to be bound by the Stripe Services Agreement, as the same may be modified by Stripe from time to time.
Stripe is a PCI DSS Compliant payment service, thus the Company and the Platform are not responsible for any issues related to the processing of payments and/or security of your payment details.
All payment information and details are stored and processed by Stripe. We do not store, process or share any payment information and details.

The cost of Services shall be defined by the Service Provider and calculated based on the type of Services and the fee set up by the Service Provider for the relevant type of Services (the “Fee”).

The Fee represents the value that the Service Provider defines in their account profile for each separate type of Services and for each separate Counsellor(s).
This Fee is the basis for calculating the total cost of Services provided by the Service Provider/Counsellor to the Consumer.

There are the following types of Fees available:

Fee per minute. Defines the cost of one minute of Services and may be applied for audio calls and video meetings offered on a minute-by-minute basis. The Service provider may define the minimum number of minutes for one separate call or meeting.
Fee per session. Defines the total cost of one session of Services and may be applied for audio calls and video meetings offered on a session basis. The duration of the session can be set up by the Service provider.
Pay per message. Defines the cost of one request message for Services provided as a text correspondence.

The payment for Services shall be made in advance by reserving the funds on the the Consumer’s credit or debit card in an amount equal to:

the cost of the minimum duration of the audio call or video meeting (in case of using the Fee per minute basis);
the cost of one session for audio call or video meeting (in case of using the Fee per session basis);
The cost of one request-message (in case of using the Correspondence type of Services).

After the Services are provided, the reserved amount will be charged automatically.
In case the provision of Services was not started or was interrupted before the completion of the paid scope of Services, the funds may be refunded in proportion to the unused part of the Services.

In case the paid scope of Services provided on a pay per minute basis is nearing completion, the Consumer will be offered to purchase another minimum duration of Services.

The total cost of a Call/Meeting based on a Fee per minute basis represents the amount obtained from the multiplication of the Fee per minute and the duration of the Call/Meeting (number of full and partial minutes), spent during the Call/Meeting. The total cost of Session with a fixed Fee per session shall be the amount of such fixed Fee, defined by the Service Provider.

The Consumer irrevocably understands and agrees that by starting any Call/Meeting/Session and/or Correspondence they are obliged to pay the Service Provider for such Services in an amount calculated due to the above-mentioned rules.

The total value of the Service Provider’s invoice represents the amount that the Consumer owes to the Service Provider for their Services.

Following the provision of Services, the Platform shall send to the Consumer an invoice on behalf of the Service Provider and by using the Payment Gateway

As a Consumer, you understand and agree that you allow the automatic payment to the Service Provider by automatically charging your credit or debit card with the value of the total cost of the Call/Meeting/Session/Correspondence.
Thus, you certify and understand that the Company disclaims any responsibility arising out of or in connection with the agreement between you and the Service Provider.

To provide Services using the Platform, the Service Provider must have a positive balance of minutes and/or messages on their account.
Service Provider may add minutes and/or messages to their balance by purchasing from the Company the relevant package(s) of minutes (for providing Services as audio calls or video meetings) and/or messages (for Services provided using text correspondence) (“Platform Package”).

Types, cost, terms and other conditions of Platform Packages are determined by the Company at its sole discretion. The Company may from time to time add, modify, delete, any and/or all types of Platform packages at its sole discretion.

The Platform package(s) purchased by the Service provider are not refundable.

Also, where applicable, the Company may collect Fees/Taxes (such as Value Added Tax) regarding the Services available within the Platform.

All commission fees, conversion rates, currency exchange rates, withholdings and/or any other additional expenses arising while the Consumer is making a payment, are set up, defined, calculated and processed by the Payment Gateway (“Payment Gateway’s Fees”).
The Company and/or the Platform is not responsible for the Payment Gateway’s Fees.
The Consumer has to pay Payment Gateway’s Fees in addition to the payment for Services.

11. USER CONTENT

Some of the features of this Platform may allow Users to view, post, publish, share, or manage (a) ideas, opinions, recommendations, or advice (“User Submissions”), or (b) literary, artistic, musical, or other content, including but not limited to photos and videos (together with User Submissions, “User Content”). By posting or publishing User Content to the Platform, you represent and warrant to Company that (i) you have all necessary rights to distribute User Content via the Platform or via the Services, either because you are the author of the User Content and have the right to distribute the same, or because you have the appropriate distribution rights, licenses, consents, and/or permissions to use, in writing, from the copyright or other owner of the User Content, and (ii) the User Content does not violate the rights of any third party and/or applicable laws and regulations.
You agree not to circumvent, disable or otherwise interfere with the security-related features of the Platform (including without limitation those features that prevent or restrict the use or copying of any Companies Content or User Content) or enforce limitations on the use of the Platform, the Companies Content or the User Content therein.

12. COMPANY’S USE OF USER CONTENT

The provisions in this Section apply specifically to Companies’ use of User Content posted on the Platform.
You shall be solely responsible for any and all of your User Content or User Content that is submitted by you, and the consequences of, and requirements for, distributing it within the Platform.
With Respect to User Submissions, you acknowledge and agree that:

Your User Submissions are entirely voluntary.
Your User Submissions do not establish a confidential relationship or obligate the Company to treat your User Submissions as confidential or secret.
Company has no obligation, either express or implied, to develop or use your User Submissions, and no compensation is due to you or to anyone else for any intentional or unintentional use of your User Submissions.

The Company encrypts User Content in the database. The Company generally does not pre-screen User Content but reserves the right (but undertakes no duty) to do so based on a complaint from other Users or competent authorities and decide whether any item of User Content is appropriate and/or complies with these Terms and/or applicable local and/or state law. Company may remove any item of User Content if it violates these Terms and/or applicable local and/or state law, at any time and without prior notice.

13. LINKS TO THIRD-PARTY WEBSITES

This Platform may contain links to third-party websites that are not owned or controlled by the Company. The Company assumes no responsibility for the content, terms and conditions, privacy policies, or practices of any third – party websites. In addition, the Company does not censor or edit the content of any third-party websites. By using this Platform you expressly release the Company from any and all liability arising from your use of any third-party website. Accordingly, the Company encourages you to be aware when you leave this Platform and to review the terms and conditions, privacy policies, and other governing documents of each other website that you may visit.

14. DISCLAIMER OF REPRESENTATIONS AND WARRANTIES

YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT YOUR USE OF THIS PLATFORM SHALL BE AT YOUR OWN RISK AND THAT THIS PLATFORM IS PROVIDED “AS IS”, “AS AVAILABLE” AND “WITH ALL FAULTS”. COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, DISCLAIM ALL WARRANTIES, STATUTORY, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT (I) THE ACCURACY, COMPLETENESS, OR CONTENT OF THIS PLATFORM AND / OR THE SERVICES, (II) THE ACCURACY, COMPLETENESS, OR CONTENT OF ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS PLATFORM, AND/OR (III) THE SERVICES FOUND AT THIS PLATFORM OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS PLATFORM, AND COMPANY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR THE SAME.
IN ADDITION, YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT NO ORAL OR WRITTEN INFORMATION OR ADVICE PROVIDED BY COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, AND THIRD-PARTY SERVICE PROVIDERS WILL (I) CONSTITUTE LEGAL OR FINANCIAL ADVICE OR (II) CREATE A WARRANTY OF ANY KIND WITH RESPECT TO THIS PLATFORM OR THE SERVICES FOUND AT THIS PLATFORM, AND USERS SHOULD NOT RELY ON ANY SUCH INFORMATION OR ADVICE.
THE FOREGOING DISCLAIMER OF REPRESENTATIONS AND WARRANTIES SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW AND SHALL SURVIVE ANY TERMINATION OR EXPIRATION OF THIS AGREEMENT OR YOUR USE OF THIS PLATFORM OR THE SERVICES FOUND AT THIS PLATFORM.

15. LIMITATION OF LIABILITY

IN NO EVENT SHALL COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND ALL THIRD PARTY SERVICE PROVIDERS, BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING ANY DAMAGES THAT MAY RESULT FROM (I) THE ACCURACY, COMPLETENESS, OR CONTENT OF THIS PLATFORM AND / OR THE SERVICES, (II) THE ACCURACY, COMPLETENESS, OR CONTENT OF ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, (III) THE SERVICES FOUND AT THIS PLATFORM OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, (IV) PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER, (V) THIRD-PARTY CONDUCT OF ANY NATURE WHATSOEVER, (VI) ANY INTERRUPTION OR CESSATION OF SERVICES TO OR FROM THIS PLATFORM OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS PLATFORM, (VII) ANY VIRUSES, WORMS, BUGS, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR FROM THIS PLATFORM OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS PLATFORM, (VIII) ANY USER CONTENT OR CONTENT THAT IS DEFAMATORY, HARASSING, ABUSIVE, HARMFUL TO MINORS OR ANY PROTECTED CLASS, PORNOGRAPHIC, “X-RATED”, OBSCENE OR OTHERWISE OBJECTIONABLE, AND/OR (IX) ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF THIS PLATFORM OR THE SERVICES FOUND AT THIS PLATFORM, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL OR EQUITABLE THEORY, AND WHETHER OR NOT COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN ADDITION, YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THIS PLATFORM OR THE SERVICES FOUND AT THIS PLATFORM MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE SUCH CAUSE OF ACTION SHALL BE PERMANENTLY BARRED. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW, AND SHALL SURVIVE ANY TERMINATION OR EXPIRATION OF THIS AGREEMENT OR YOUR USE OF THIS PLATFORM OR THE SERVICES FOUND AT THIS PLATFORM.
THE COMPANY WILL NOT BE HELD RESPONSIBLE AND EXPRESSLY DISCLAIMS ANY LIABILITY WHATSOEVER FOR ANY CLAIMS, DEMANDS OR DAMAGES, DIRECT OR INDIRECT, OF EVERY KIND AND NATURE (INCLUDING BUT NOT LIMITED TO ALL AND ANY PERSONAL INJURIES, DEATH, PROPERTY DAMAGE, EQUITABLE RELIEF, MONETARY LOSS), ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE PLATFORM, PLATFORM SERVICES AND/OR THE SERVICES. YOU EXPRESSLY AGREE TO HOLD THE
COMPANY HARMLESS FOR ANY CLAIM, CONTROVERSY OR DAMAGES THAT MAY ARISE FROM ANY DISPUTE BETWEEN YOU AND ANY OTHER USER OF THE PLATFORM.

16. INDEMNITY

You agree to protect, defend, indemnify and hold harmless the Company and its officers, directors, employees, agents from and against any and all claims, demands, costs, expenses, losses, liabilities and damages of every kind and nature (including, without limitation, reasonable attorneys’ fees) imposed upon or incurred by Company directly or indirectly arising from (i) your use of and access to this Platform; (ii) your violation of any provision of this Agreement or the policies or agreements which are incorporated herein; and/or (iii) your violation of any third-party right, including without limitation any intellectual property or another proprietary rights, (iv) the Services. The indemnification obligations under this section shall survive any termination or expiration of this Agreement or your use of this Platform or the Services found at this Platform.

17. DATA TRANSFER

If you are visiting this Platform from a country other than the country in which our servers are located, your communications with us may result in the transfer of information across international boundaries. By visiting this Platform and communicating electronically with us, you consent to such transfers.

18. AVAILABILITY OF THE PLATFORM

Subject to the terms and conditions of this Agreement and our policies, we shall use commercially reasonable efforts to attempt to provide this Platform on a 24/7 basis. You acknowledge and agree that from time to time this Platform may be inaccessible for any reason including, but not limited to, periodic maintenance, repairs or replacements that we undertake from time to time, or other causes beyond our control including, but not limited to, interruption or failure of telecommunication or digital transmission links or other failures.
You acknowledge and agree that we have no control over the availability of this Platform on a continuous or uninterrupted basis, and that we assume no liability to you or any other party with regard thereto.

19. DISCONTINUED SERVICES

Company reserves the right to cease offering or providing any of the Services at any time, for any or no reason, and without prior notice. Although the Company makes great efforts to maximize the lifespan of all its Services, there are times when a Service we offer will be discontinued. If that is the case, that product or service will no longer be supported by the Company. The Company will not be liable to you or any third party for any modification, suspension, or discontinuance of any of the Services we may offer or facilitate access to.

20. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Platform and using the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the services, satisfy any legal requirement that such communication be in writing. You hereby agree to the use of the electronic signatures, contracts, orders, and other records, and to the electronic delivery of notices, policies, and records of transactions initiated or completed by us or via the services. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction that require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

21. NO THIRD-PARTY BENEFICIARIES

Nothing in this Agreement shall be deemed to confer any third-party rights or benefits.

22. COMPLIANCE WITH LOCAL LAWS

The Company makes no representation or warranty that any content (including User’s Content and Company’s Content) available on the Platform is appropriate in every country or jurisdiction, and access to the Platform from countries or jurisdictions where its content is illegal is prohibited. Users who choose to access the Platform are responsible for compliance with all local laws, rules and regulations.

23. GOVERNING LAW

This Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation shall be governed by and construed in accordance with the laws of the State of New York, USA, to the exclusion of conflict of law rules.

24. DISPUTE RESOLUTION

Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by the Courts of the State of New York, USA.

The Users agree that any dispute regarding the relation between the Users, shall be limited to the dispute between the Users individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

You understand and agree that the Company is not authorized and will not in any case handle any disputes between you and any other User of the Platform. All the disputes shall be resolved directly between Users by themselves.

All and any complaints between Users against each other shall be addressed by one User directly to the other User.
The User may send a complaint against the Service Provider to the Company. In this case the Company may suspend or block the Service Provider’s account at its sole discretion.
All and any complaints against the Counsellor(s) shall be addressed by the User to the Service provider to which these Counsellor(s) are assigned.
All and any complaints regarding the Platform and/or the Platform services shall be addressed to the Company

25. TITLES AND HEADINGS

The titles and headings of this Agreement are for convenience and ease of reference only and shall not be utilized in any way to construe or interpret the agreement of the parties as otherwise set forth herein.

26. SEVERABILITY

Each covenant and agreement in this Agreement shall be construed for all purposes to be a separate and independent covenant or agreement. If a court of competent jurisdiction holds any provision (or portion of a provision) of this Agreement to be illegal, invalid, or otherwise unenforceable, the remaining provisions (or portions of provisions) of this Agreement shall not be affected thereby and shall be found to be valid and enforceable to the fullest extent permitted by law.

These Terms and any policies and/or operating rules, descriptions, explanations, hints, pop-ups, other terms and conditions posted by us on the Platform or with respect to the Services, constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. These Terms operate to the fullest extent permissible by law. We may assign any or all our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions.There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms or use of the Services. You agree that these Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms and the lack of signing by the parties hereto to execute these Terms.

There may be information on the Platform that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Platform at any time, without prior notice.

27. CONTACT INFORMATION

If you have any questions about this Agreement, please contact us by email or regular mail at the following address:
SEVEN COLLAB LLC
347 Fifth Ave, Suite 1402-191, New York, NY 10016, USA
E-mail: [email protected]